![]() As long as your cigar and pipe smokers smokes less than 4 times a month, they are considered non-smokers. Occasional non-cigarette tobacco use considered for non-smoker rates.Competitively-priced New Vantage 2 and 3 products (Graded and Modified death benefit) useful for not-so-healthy applicants.Can easily be used as your go-to product for your healthier clients. Super-low premium rates for New Vantage 1 product (level benefit product).Rate Guide: Download here (Scroll down to view rate charts for each product) Sample Final Expense Application: Download here Accidental Death Benefit Rider (NV1 only), Waiver Of Premium Rider (NV1 only), and Children’s Protection Rider (NV1 only) – see here for more information on available riders.Ĭover Foreign Nationals? Applicant must be a US Citizen or have a tax ID (ITIN).Ordinary (lifetime payments – most common way to write with Sentinel Security): 0 – 85įace Amount Issue Limits For New Vantage 1, 2, & 3 Plans:.Keep what you earn and payback any unearned commissions.Īcceptable Payment Methods? Bank account drafts only for recurring paymentsĪge Availability For New Vantage 1 Plan (Offers 1st Day Full Coverage For Natural And Accidental Death): How Far In Advance Can The First Draft Be? 30 daysĪge Rating: Age based on application dateĬhargebacks On Death: Prorated – you keep earned commissions and payback any unearned commissions assuming it’s not rescindedĬhargebacks On Lapses: Prorated. ![]() Fax paper application to 88Īverage Policy Issue Turnaround Time: 24-48 hours if application is in good order – policy mailed in 24-48 hours *after* phone interview completed and approved. Paper Application Submission: Teleapplication is submitted automatically at the conclusion of the interview. ![]() State Availability: See availability chart here Hours of operation are (8AM – 4:30PM, Mountain Time, Monday – Friday) Point Of Sale Interview Required? Yes for paper applications, automatically done with telephonic applications. Application Type: Paper or Telephonic ApplicationĬontact Info: 80 (Monday-Friday 7:30 a.m. ![]()
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